Blog

Health insurance insights

Plain-English guides and tips to help you navigate health coverage.

Education

How Resilience Health Advisors Helps You Find the Right Plan

Discover the personalized process Resilience Health Advisors uses to match you with the best health insurance plan for your needs and budget.

February 16, 2026

ACA Marketplace

What Is a Qualifying Life Event for Health Insurance?

Learn which life changes qualify you for a Special Enrollment Period so you can get health insurance outside of Open Enrollment.

February 15, 2026

ACA Marketplace

Health Insurance for Families: Choosing the Right Plan

Navigate the process of choosing a family health insurance plan, from understanding deductibles and networks to comparing metal tiers and Marketplace options.

February 14, 2026

Supplemental

Hospital Indemnity Insurance Explained

Find out how hospital indemnity insurance works, what it pays, and how it can protect your finances during an unexpected hospital stay.

February 13, 2026

Supplemental

Accident Insurance: What It Covers and Who Needs It

Learn what accident insurance is, what it covers, and how it can protect you from the financial impact of unexpected injuries.

February 12, 2026

Education

How to Get Health Insurance Between Jobs

Explore your health insurance options during a job transition, from COBRA and Marketplace plans to short-term coverage and Medicaid.

February 11, 2026

Individual Plans

Best Health Insurance for Cancer Patients

Discover what to look for in a health insurance plan when facing a cancer diagnosis, from out-of-pocket maximums to provider networks and drug formularies.

February 10, 2026

Individual Plans

How Health Insurance Works for Married Couples

Should married couples get one plan together or separate plans? Learn the pros, cons, and cost considerations for joint vs individual health insurance.

February 9, 2026

ACA Marketplace

Understanding Marketplace Subsidies for 2026

A detailed guide to how ACA premium tax credits and cost-sharing reductions work in 2026, including income thresholds and how to estimate your subsidy.

February 8, 2026

Individual Plans

Health Insurance for Veterans: VA vs Marketplace Plans

Compare VA health benefits with ACA Marketplace plans to find the best coverage strategy for veterans and their families.

February 7, 2026

Education

What Is COBRA Insurance and How Long Does It Last?

Learn how COBRA continuation coverage works, how long it lasts, what it costs, and whether it's your best option after leaving a job.

February 6, 2026

Careers

How to Become a Health Insurance Agent (2026 Guide)

Step-by-step guide to becoming a licensed health insurance agent, including licensing, training, and career expectations.

February 5, 2026

Education

How to Check if Your Medication Is Covered by Insurance

Learn how to use your insurance plan's formulary to verify medication coverage, understand drug tiers, and find alternatives if your prescription is not covered.

February 4, 2026

ACA Marketplace

Best Health Insurance Plans for 2026

Compare the top health insurance plans available in 2026, including ACA marketplace, private options, and employer coverage.

February 3, 2026

Careers

Health Insurance Agent Salary: What to Expect in 2026

Realistic income breakdown for health insurance agents, including commissions, residuals, and growth trajectory.

February 2, 2026

Individual Plans

Adding a Newborn to Your Health Insurance

Step-by-step guide to adding your newborn baby to your health insurance plan, including deadlines and costs.

February 1, 2026

Individual Plans

Health Insurance for Diabetics: Coverage and Costs

Find out what health insurance covers for diabetes management, how to reduce your costs for insulin and supplies, and tips for choosing the best plan.

January 31, 2026

Education

Understanding Prescription Drug Coverage

How prescription drug coverage works in health insurance plans, including formularies, tiers, and cost-saving strategies.

January 30, 2026

Education

Understanding Out-of-Pocket Maximums

Learn how out-of-pocket maximums work to protect you from excessive medical costs and why this number is one of the most important features of your health plan.

January 29, 2026

Careers

Is Selling Health Insurance a Good Career? Honest Pros and Cons

An honest look at the health insurance sales career, including income potential, challenges, and who it's right for.

January 28, 2026

ACA Marketplace

How to Switch Health Insurance Plans Mid-Year

Find out how Special Enrollment Periods work and what qualifying life events allow you to change your health insurance plan outside of Open Enrollment.

January 27, 2026

Individual Plans

Catastrophic Health Insurance Plans: Are They Right for You?

Learn who qualifies for catastrophic health insurance plans, how they work, and whether this low-premium, high-deductible option makes sense for your situation.

January 26, 2026

Small Business

Health Insurance for Small Business Owners: Tax Benefits

Discover the tax advantages available to small business owners who provide health insurance, including deductions, credits, and HRA options.

January 25, 2026

Careers

Remote Insurance Agent Jobs: How to Get Started

How to find and succeed in remote health insurance agent positions, including what to look for and how to apply.

January 24, 2026

Education

Understanding Prior Authorization in Health Insurance

Learn what prior authorization is, why insurers require it, and how to navigate the process to avoid delays in receiving the medical care you need.

January 23, 2026

Individual Plans

How to Lower Your Health Insurance Premium

Discover practical strategies to reduce your monthly health insurance costs without sacrificing the coverage you need, from subsidies to plan selection tips.

January 22, 2026

Education

What Happens If You Don't Have Health Insurance?

Understand the financial risks, potential penalties, and health consequences of going without health insurance coverage, and learn what options are available to you.

January 21, 2026

ACA Marketplace

Open Enrollment 2026: What You Need to Know

Key dates, deadlines, and tips for enrolling in health insurance during the 2026 Open Enrollment Period.

January 20, 2026

ACA Marketplace

Health Insurance for Immigrants and Non-Citizens

Explore health insurance options available to immigrants and non-citizens, including Marketplace plans, Medicaid eligibility, and community health resources.

January 19, 2026

Individual Plans

How to Choose a Health Insurance Plan When Pregnant

Expecting a baby? Learn how to evaluate health insurance plans for maternity coverage, what prenatal and delivery costs to expect, and how to minimize out-of-pocket expenses.

January 18, 2026

Education

Mental Health Coverage: What Your Insurance Plan Covers

Learn about mental health parity laws and what mental health services your health insurance plan is required to cover, from therapy to psychiatric care.

January 17, 2026

ACA Marketplace

What Is Preventive Care and What Does Insurance Cover?

Preventive care is covered at no cost under most health plans. Learn what qualifies as preventive care and how to take full advantage of these free benefits.

January 16, 2026

Careers

A Day in the Life of a Health Insurance Agent

What a typical day looks like for a health insurance agent, from client calls to enrollment and follow-up.

January 15, 2026

Individual Plans

Telehealth Coverage: What Your Insurance Plan Includes

Telehealth has become a standard part of healthcare. Learn what virtual care services your insurance plan covers and how to access them.

January 14, 2026

Education

Understanding Explanation of Benefits (EOB) Statements

Your Explanation of Benefits statement isn't a bill, but it contains critical information. Learn how to read and understand your EOB.

January 13, 2026

Careers

How to Get Your Insurance License: A Complete Guide

Complete guide to obtaining your health and life insurance license, including requirements, exam details, and tips.

January 12, 2026

Education

How to Appeal a Health Insurance Claim Denial

Received a denied health insurance claim? Don't give up. Learn the step-by-step process for appealing a denial and getting the coverage you deserve.

January 11, 2026

Individual Plans

Health Insurance for Newlyweds: Combining Coverage

Getting married is a qualifying life event that opens a special enrollment period. Learn your options for combining health insurance coverage as newlyweds.

January 10, 2026

Education

FSA vs HSA: Which Is Better for You?

Flexible Spending Accounts and Health Savings Accounts both offer tax benefits, but they work very differently. Compare FSAs and HSAs to find the right fit.

January 9, 2026

Careers

15 Tips for New Insurance Agents to Succeed in Their First Year

Practical advice for newly licensed insurance agents on building a successful career in health insurance sales.

January 8, 2026

Education

What Is a Health Savings Account (HSA)?

A Health Savings Account offers triple tax advantages for medical expenses. Learn how HSAs work, who qualifies, and how to make the most of this powerful savings tool.

January 7, 2026

Individual Plans

How to Find a Doctor in Your Insurance Network

Finding an in-network doctor can save you hundreds of dollars. Learn practical tips for searching your insurance provider directory effectively.

January 6, 2026

ACA Marketplace

ACA Marketplace Plans: How to Choose the Right One

A guide to understanding and choosing ACA marketplace health insurance plans for your needs.

January 5, 2026

Education

Understanding Health Insurance Networks: HMO vs PPO vs EPO

Confused by HMO, PPO, and EPO? Learn the differences between health insurance network types and how to choose the right one for your needs.

January 4, 2026

Individual Plans

How to Use Your Health Insurance Benefits Before They Expire

Many health insurance benefits operate on a use-it-or-lose-it basis. Learn how to maximize your coverage before the year ends.

January 3, 2026

Education

What Is a Health Insurance Deductible Reset?

Your health insurance deductible resets annually. Learn what this means for your wallet and how to plan for out-of-pocket costs at the start of the year.

January 2, 2026

Education

New Year Health Insurance Checklist

Start the year right by reviewing your health insurance coverage. Our comprehensive checklist helps you make the most of your benefits in 2026.

January 1, 2026

Individual Plans

Health Insurance for Self-Employed Workers: Your Best Options

Options, costs, and tax benefits for self-employed individuals looking for health coverage.

December 28, 2025

Individual Plans

Short-Term Health Insurance: Pros, Cons, and Costs

Everything you need to know about short-term health insurance plans, including what they cover, costs, and limitations.

December 20, 2025

ACA Marketplace

Health Insurance Tax Credits: How to Save on Premiums

How premium tax credits work for marketplace plans, including eligibility, income limits, and how to maximize your savings.

December 1, 2025

Individual Plans

Lost Your Job? Here's How to Get Health Insurance

Options for health coverage after losing a job, including COBRA, ACA marketplace, and other alternatives.

November 28, 2025

Supplemental

Supplemental Insurance: What It Is and Do You Need It?

Understanding supplemental insurance plans including accident, critical illness, and hospital indemnity coverage.

November 25, 2025

Education

COBRA vs. ACA Marketplace: Which Saves You More?

A side-by-side comparison of COBRA and ACA marketplace coverage for people who recently lost employer health insurance.

November 22, 2025

Supplemental

Critical Illness Insurance: Is It Worth It?

A detailed look at critical illness insurance, including what it covers, costs, and who benefits most.

November 20, 2025

Dental & Vision

Dental Insurance Options: Plans, Costs, and Coverage

Compare dental insurance plans, including standalone plans, dental HMOs, PPOs, and discount programs.

November 18, 2025

Dental & Vision

Vision Insurance: What to Know Before You Enroll

Guide to vision insurance plans, including what they cover, costs, and whether vision insurance is worth it.

November 15, 2025

Small Business

Small Business Health Insurance: A Complete Guide

Everything small business owners need to know about offering health insurance to employees.

November 10, 2025

Individual Plans

Health Insurance for Gig Workers and Freelancers

Health insurance options for gig economy workers, freelancers, and independent contractors.

November 5, 2025

Education

How Much Does Health Insurance Cost in 2026?

Breakdown of health insurance costs for 2026, including premiums, deductibles, and out-of-pocket expenses by plan type.

October 20, 2025

Education

Deductibles, Copays, and Coinsurance Explained (Simple Guide)

A plain-English explanation of how health insurance costs work, including deductibles, copays, coinsurance, and out-of-pocket maximums.

October 15, 2025

ACA Marketplace

Special Enrollment Period: When Can You Sign Up Outside Open Enrollment?

Guide to Special Enrollment Periods that let you enroll in health insurance outside of Open Enrollment.

October 8, 2025

Individual Plans

Health Insurance for College Students: Your Options

Options for health insurance coverage for college students, whether you attend school in-state or out of state.

October 5, 2025

Individual Plans

Health Insurance for Early Retirees (Under 65)

Coverage options for people who retire early, including ACA marketplace plans, COBRA, and short-term coverage.

October 1, 2025

Have questions about your coverage?

Our advisors can help you understand your options.

Get a free consultation

Or call us: (813) 433-3170